Terms of Service

Last updated: September 6, 2026

Welcome and thank you for your interest in StressMonitor! These Terms of Service (this "Agreement" or these "Terms") describe the terms and conditions applicable to your use of the StressMonitor mobile application for iPhone, iPad, and Apple Watch (the "Mobile App") and the services, software, content, and product features relating to it (collectively with the Mobile App, the "Services"). The Mobile App is owned and operated by Stress Monitor LTD, a company incorporated in England and Wales, with registered offices at 71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ (the "Company", "we" or "us").

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY AS THEY CONTAIN IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES AND OBLIGATIONS BY USING OUR SERVICES.

We reserve the right to make modifications to these Terms at any time and for any reason. By continuing to access or use the Services after revisions become effective, you agree to be bound by the revised Terms. If you do not agree to these Terms, you must immediately stop using the Services.

1. Services

Our Services include: (i) reading health data from your Apple Health account with your permission (heart rate variability, heart rate, resting heart rate, respiratory rate, blood oxygen, sleep, step count, active energy, standing time, and workouts); (ii) computing stress scores, trends, and factor breakdowns on your device; and (iii) offering an optional AI Coaching Chat feature that generates coaching responses using derived stress context, as further described in our Privacy Policy. We may add, modify, or discontinue features at any time.

2. Acknowledgement and Disclaimers

By using our Services, you acknowledge and agree to the following:

• Our Services are for general health, fitness, and wellness information purposes only. You should not rely on this information as a substitute for, nor does it replace, medical advice, diagnosis, or treatment. Nothing stated or provided by us is intended to be, and must not be taken to be, the practice of medicine, mental health care, physical therapy, professional or counseling care. We do not diagnose or treat any illnesses, injuries or diseases, or prescribe medicine.
• Stress readings are based on consumer-grade sensor data and personal baselines — they are informational, not clinical.
• You should never disregard medical advice or delay in seeking medical advice because of any information presented on the Services, and you must not use the Services for diagnosing or treating a health problem. Always consult a qualified healthcare provider before making health-related decisions or making changes to your sleep or activity based on information provided through the Services.
• Automated and Generated Content Disclaimer. AI Coaching Chat and other features may include automated or algorithmically generated insights, explanations, summaries, recommendations, or interactive responses ("Automated Outputs"). Automated Outputs are provided for general health and wellness information purposes only, are not medical advice, and may be incomplete, inaccurate, outdated, or not applicable to your individual circumstances. You acknowledge that you are solely responsible for any decisions or actions you take based on Automated Outputs.
• IF YOU ARE EXPERIENCING A MEDICAL EMERGENCY, YOU SHOULD CONTACT YOUR LOCAL EMERGENCY NUMBER IMMEDIATELY.

3. General

Subject to these Terms, you are responsible for your use of the Services, for any content you provide through the Services, and for any consequences thereof.

4. Privacy

By accessing or using the Services, you agree to be bound by our Privacy Policy, available at https://stressmonitor-docs.vercel.app/legal/privacy (the "Privacy Policy"), which is incorporated herein by reference. The Privacy Policy governs our collection and use of your information.

5. Accounts

Some features require an authentication session, established via anonymous sign-in or Google Sign-In at your choice. You are responsible for keeping your account and device secure and for all activity that occurs under your session. You agree to inform us immediately if you suspect unauthorized use of your session.

6. Eligibility

By using our Services, you represent and warrant that you:

• Are at least 18 years old;
• Are legally qualified to enter a binding contract with us;
• Are not prohibited by law from using our Services; and
• Have not previously been removed from our Services by us, unless you have our express written permission.

If at any time you cease to meet these requirements, we reserve the right to revoke your access to the Services.

7. Content

Our Services enable you to provide text, photos, videos, and other content in AI Coaching Chat ("Content"). By providing Content, you grant us a limited, non-exclusive, worldwide license to host, store, reproduce, process, and transmit that Content solely to provide, maintain, secure, and improve the feature you are using and as otherwise described in the Privacy Policy. This license does not extend to using your Content for advertising, marketing, or training foundation models.

You are solely responsible for the Content you provide and warrant that you own it or are authorized to provide it, and that it does not: violate any law or another person's rights; contain spam or malicious code; impersonate another person or entity; or contain material that is defamatory, harassing, sexually explicit, or harmful to minors.

8. Compliance with Laws

You agree to use the Services only for lawful purposes and in compliance with all applicable laws and regulations. You will not use the Services for any fraudulent, unlawful, or abusive activity.

9. Fees

The current version of StressMonitor is free to use and offers no in-app purchases, subscriptions, or paid features. There is nothing to buy and nothing that automatically renews.

If we introduce optional purchases in a future version, the terms, pricing, and cancellation instructions disclosed at the time of purchase (and in this section) will apply, and payments will be processed by Apple; the Company does not receive or store your payment details.

10. License to the Services

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, revocable, non-transferable, non-sublicensable license to access and use the Services on Apple devices you own or control, as permitted by the App Store. Except for this limited license, no right, title, or interest in the Services or any intellectual property of the Company or its licensors is transferred to you.

11. Restrictions on Use

You agree that you will not:

• Copy, modify, create derivative works of, reverse engineer, decompile, disassemble, or attempt to derive the source code of the Services;
• Redistribute, sell, sublicense, rent, lease, or host the Services for the benefit of any third party;
• Probe, scan, or test the vulnerability of the Services or any system or network, or breach or circumvent any security or authentication measures;
• Access or tamper with non-public areas of the Services;
• Use the Services to monitor, track, harass, or surveil any person;
• Circumvent storage or usage limits, including attempting to circumvent our fees; or
• Use the Services in any manner that could damage, disable, overburden, or impair it.

12. Third-Party Services

Our Services rely on and interact with third-party services, including Apple Health, Apple iCloud, Google (Firebase Authentication and related services), and third-party cloud hosting and AI technology providers. Those services are governed by their own terms and privacy policies, and we are not responsible for their practices. Your Apple Health and iCloud data are additionally governed by your agreements with Apple.

13. Feedback

If you send us communications suggesting or recommending changes to the Services, including new features or functionality ("Feedback"), we are free to use such Feedback for any purpose, without attribution or compensation to you, although we are not required to use any Feedback.

14. Assumption of Risks; Release

You understand, acknowledge, and freely assume all risks, including physical, psychological and emotional risks, relating to your access or use of the Services, and assume personal responsibility for any injury, harm, damage, loss, claim, liability or expense of any kind arising out of or in connection with your use of the Services. By using the Services, you agree to release and hold harmless the Company and its personnel from any claim or liability arising out of or relating to your use of the Services, to the maximum extent permitted by law.

15. Indemnity

You agree to indemnify, defend and hold harmless the Company and its directors, officers, employees, agents, suppliers and licensors against all losses, liabilities, claims, actions, damages and expenses (including reasonable attorneys' fees) arising out of or relating to: (i) your violation of these Terms; (ii) your use of the Services; or (iii) any Content you provide.

16. Limitations on Liability and Disclaimers

• NO WARRANTIES. EXCEPT AS EXPRESSLY PROVIDED IN A SEPARATE AGREEMENT WITH YOU, THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT REPRESENTATIONS, WARRANTIES OR CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING WARRANTIES OF MERCHANTABILITY, QUALITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, RELIABILITY, OR AVAILABILITY.
• NO SPECIAL DAMAGES. IN NO EVENT WILL THE COMPANY OR ITS PERSONNEL BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES, INCLUDING DAMAGES FOR LOSS OF USE, LOST PROFITS, OR LOST SAVINGS, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
• AGGREGATE LIABILITY. IN NO CASE WILL THE COMPANY'S CUMULATIVE TOTAL LIABILITY FOR ANY CAUSE ARISING UNDER OR RELATING TO THE SERVICES EXCEED THE GREATER OF THE FEES YOU ACTUALLY PAID TO US IN THE SIX (6) MONTHS IMMEDIATELY PRECEDING THE CLAIM, OR FIFTY BRITISH POUNDS (£50).

Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including liability for death or personal injury caused by negligence or for fraud.

17. Term and Termination

These Terms apply while you use the Services. We may, at any time and in our sole discretion, modify or discontinue any portion of the Services, or suspend or terminate your access, without prior notice and without liability to you. On termination: (i) your locally stored data remains on your device until you delete it; and (ii) provisions which by their nature should survive termination (including indemnity, limitation of liability, and warranty disclaimers) survive.

18. Notices

We may provide you with notices via the Services, including banners or in-app messages, or by e-mail. Such notice is deemed received upon receipt or twenty-four (24) hours after it was sent.

19. Dispute Resolution

If you have a dispute with us, we encourage you to first contact our support team at support@stressmonitor.app — most issues can be resolved informally and quickly.

Any dispute, claim, or controversy arising out of or relating to this Agreement, including its breach, termination, enforcement, interpretation, or validity, shall be subject to the exclusive jurisdiction of the courts of England and Wales, save that either party may seek interim or injunctive relief from any court of competent jurisdiction. Nothing in these Terms affects the statutory rights you have as a consumer, including the right to bring a claim in the courts where you reside, where such rights cannot be excluded or limited by law.

20. Governing Law

This Agreement is governed by and construed in accordance with the laws of England and Wales, without regard to conflict of laws principles, and disputes are subject to the jurisdiction described in Section 19.

21. Entire Agreement

These Terms, the Privacy Policy, and any other legal notices published by us on or through the Services constitute the entire agreement between you and the Company regarding the use of the Services.

22. Severability

If any provision of these Terms is held to be illegal, invalid, or unenforceable, it will be limited or eliminated to the minimum extent necessary, and the remaining provisions remain in full force and effect.

23. Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign our rights or obligations, including in connection with a merger, acquisition, or sale, without your consent.

24. Support

Please direct questions, complaints, or issues to support@stressmonitor.app.